Flood Claim Calculator
Better for the homeowner. Better for your claims.
Property type
Flood events in period
1
Analysis period
Properties in portfolio
—
Traditional Claims
—
Sealwise Claims
—
saving per flood event
—
No Swell Skirting
Painting Costs
Premium Savings
Traditional, per flood event
Kitchen replacement—
Strip-out labour—
Skip hire & waste—
Skirting & architrave—
Painting—
Loss adjuster / admin—
Per flood claim—
Sealwise, per flood event
Kitchen — clean, dry, reuse—
Strip-out / waste / skip£0
Skirting just needs wiping down£0
Painting£0
Admin (minimal)—
Per flood claim—
Traditional—
—
Sealwise—
—
| Event | Traditional | Sealwise | Saving | Cumulative |
|---|
The standard insurance claim already covers a like for like kitchen replacement. BBB only funds the uplift to flood resilient materials. The insurer pays nothing extra.
Standard claim already covers
Traditional kitchen (like for like)—
MDF skirting & architrave—
Painting—
BBB pays only the uplift
Flood Cabs kitchen premium—
No Swell skirting premium—
Painting saved (pre-finished)—
Net BBB cost (uplift only)—
Saving per future flood—
BBB payback—
Traditional, per flood
£
£
£
£
£
£
Sealwise system
£
£clean & dry
£None
£130lm
£Pre-finished
£
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Data sources: ABI (Feb 2026) avg claim £30k | Flood Re BBB max £10k | BBB uptake 33% | 77% insurers offer BBB | 6.3M properties at risk, 8M by 2050 (EA) | 32% repeat flooding | Strip-out: 2-day, 2-person team | Skip: 8yd + landfill (MDF non-recyclable) | Sealwise WCB 100% recyclable | All costs editable